Brad Loose shops 21 top carriers to find you the best coverage at the best price — for auto, home, life, health, business, and Medicare.
As an independent agent, Brad represents you — not any single insurance company.
Access to over 21 of the nation's top insurers so Brad can shop the entire market for you.
Comparing multiple carriers means clients consistently find better coverage at lower prices.
Brad is a real person in your community — available by phone, email, or in person.
Brad proactively reviews your coverage every year to keep you properly protected.
When you need to file a claim, Brad advocates on your behalf for a fair resolution.
As an independent agent, Brad shops 21 top-rated carriers to find the right coverage at the right price — for every stage of life.
Medicare Advantage plans are offered by private insurers approved by Medicare and bundle your Part A, Part B, and often Part D prescription drug benefits into one convenient plan. Many plans include extra benefits not covered by Original Medicare — such as dental, vision, hearing, and fitness programs. Plans may require you to use a network of providers and may include copayments and deductibles. Brad compares all available Medicare Advantage plans in your area to find the one that best fits your doctors, medications, and budget.
Learn More →Original Medicare only pays about 80% of your approved medical costs — leaving you responsible for the remaining 20%, plus deductibles and copays. A Medicare Supplement (Medigap) policy fills those gaps, giving you predictable out-of-pocket costs and the freedom to see any doctor or specialist who accepts Medicare — anywhere in the country, with no referrals needed. In Wisconsin, Medigap policies are guaranteed renewable for life and must include state-mandated benefits like skilled nursing facility care, additional home health visits, kidney disease coverage, and chiropractic care. Brad helps you compare plans from multiple carriers to find the right fit.
Learn More →Medicare Part D helps cover the cost of your outpatient prescription medications. Plans are offered by private insurers approved by Medicare, and each plan has its own list of covered drugs — called a formulary. Premiums, deductibles, and copays vary by plan. The standard 2026 base beneficiary premium is $38.99/month, though costs differ by plan. If you don't enroll when first eligible and go 63+ days without creditable drug coverage, you may face a permanent late enrollment penalty. Brad reviews your specific medications against available plans each year during Open Enrollment (October 15 – December 7) to ensure you always have the most cost-effective coverage.
Learn More →Whether you're self-employed, between jobs, or simply looking for individual or family coverage outside of an employer plan, Brad can help you find a health insurance policy that works for your budget and health needs. Options include individual and family plans, short-term health coverage, and supplemental plans designed to complement your existing coverage. Brad shops multiple carriers to compare premiums, deductibles, copays, and networks — making sure you understand exactly what you're getting before you commit. Health coverage shouldn't be confusing, and Brad makes the process simple from start to finish.
Learn More →Life insurance is one of the most important financial tools available to protect the people you love. Brad offers a full range of life insurance options tailored to your situation and stage of life. Term Life provides affordable, straightforward coverage for a set period — ideal for income replacement during your working years. Whole Life provides permanent coverage that builds cash value over time. Final Expense insurance is designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts — relieving your family of financial burden during a difficult time. Mortgage Protection ensures your home is paid off if something happens to you. Brad will help you determine the right type and amount of coverage for your unique needs.
Learn More →Auto insurance protects you financially if you're involved in an accident, your vehicle is stolen, or your car is damaged by weather or other covered events. Brad shops multiple top-rated carriers to find you the best combination of price and protection. Coverage options include liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, and roadside assistance. Whether you drive a personal vehicle, a commercial truck, or a motorcycle, Brad will tailor a policy to fit your driving habits and budget — and review it annually to make sure you're never paying more than you should.
Learn More →Your home is likely your most valuable asset — and it deserves proper protection. Homeowners insurance covers your dwelling, personal property, liability, and additional living expenses if your home becomes uninhabitable due to a covered loss such as fire, storm, or theft. Renters insurance protects your belongings and provides liability coverage even if you don't own your home. Brad works with multiple carriers to find you comprehensive coverage at a competitive rate, making sure you understand your policy limits, deductibles, and any exclusions before disaster strikes. Don't wait until it's too late — the right homeowners policy can make all the difference.
Learn More →Running a business comes with risks — and the right insurance coverage is essential to protecting what you've built. Brad offers a comprehensive range of business insurance solutions for small and mid-sized businesses throughout Wisconsin. Commercial Property insurance covers your building, equipment, and inventory against fire, theft, and other covered events. General Liability protects your business from third-party claims of bodily injury or property damage. Workers' Compensation covers your employees if they are injured on the job — and is required by law in Wisconsin for most employers. Brad will assess your business risks and build a customized coverage package that keeps your business protected and compliant.
Learn More →Brad is appointed with the following carriers to offer Medicare health plans in Wisconsin. Being appointed with multiple carriers means Brad can objectively compare plans side by side and recommend the one that truly fits your needs — not the one that pays the highest commission.
Brad is also appointed with additional carriers for auto, home, life, and business insurance. View all appointed carriers →
Brad is appointed with the following carriers to offer Individual and Family health insurance plans in Wisconsin. Whether you're self-employed, between jobs, or simply need coverage outside of an employer plan, Brad shops these carriers to find the right fit for your health needs and budget.
Brad is appointed with the following carriers to offer life insurance solutions in Wisconsin. From term life and whole life to final expense and mortgage protection, Brad shops these carriers to find the right coverage at the right price for you and your family.
Brad is currently appointed with Progressive Insurance for auto, motorcycle, and commercial vehicle coverage. We are continuously evaluating new carrier partnerships — adding carriers only when we are confident they are the right fit and deliver exceptional value for our clients.
More carriers coming soon as we continue to build relationships that meet our high standards for coverage and service.
"Outstanding in every way. I would recommend Brad to anyone looking for insurance."
"He cares about people. Brad is wonderful and friendly. He finds the best deal for me."
"Responds quickly. Very knowledgeable too."
"I am happy with the insurance Bradley chose for me. He is knowledgeable and knew what I needed."
"Very friendly, professional. He will go the extra mile to help you."
"Very detailed explanations and satisfied with Brad Loose, my agent."
"Brad was AWESOME to work with. He is super friendly and responds quickly. Brad with Erie Insurance LITERALLY saved me hundreds of dollars."
"Excellent policy reviews and service. Brad is thorough, professional, and always has my best interest in mind."
"Brad is easy to understand and very friendly to talk to."
"I've been with Brad for 10 years and he is always available. He keeps my best interest in mind."
Call Brad today for a free, no-obligation insurance review.